Why UniCare?

UniCare recognizes that what works for one doesn't necessarily work for another. That's why our full portfolio of health, pharmacy, dental, life and disability benefits products can be tailored to meet your specific needs.  

Our focus is on putting our clients and their associates back in control of their health care benefits and financial future. Through exceptional sales and account management staff who listen to our clients and their associates, we can create benefits that evolve over time to meet changing needs and add the most value.  

UniCare isn't just a solution for the moment-we're a trusted partner for the long term for a number of reasons.  

 

UniCare's line of diverse products are designed to meet your needs. We pride ourselves on being an innovative organization that anticipates changing health care benefits dynamics and member and employer needs. We constantly research, plan and develop new solutions that respond to your evolving objectives.  

 

UniCare strives to make technological advances a top priority. We are constantly looking for ways to enhance our online capabilities for our customers and their associates and employ technology that simplifies the benefits enrollment and maintenance processes.  

 

 

In addition to UniCare's comprehensive Large Group product portfolio, we offer the following Small Group and Individual products*: 

 

UniCare realizes that a successful health plan starts with providing choices. For years, our networks have done just that, giving members extensive choice from a roster of qualified physicians, hospitals and other health care providers. UniCare's commitment to quality health care benefits, broad choice and superior customer service has led us to develop one integrated nationwide networkýUniCare's platinum network. Platinum allows our clients and members to benefit from our negotiated discount rates, while providing seamless access to network providers across the country.  

UniCare's Platinum Network covers the United States, giving most members access to network providers virtually everywhere. This means Platinum members can take advantage of the highest level of benefits for covered services whether they are at home, on vacation, traveling on business or away at school. Platinum members can rest assured that whether they are in Dallas or Denver, Philadelphia or Phoenix, they have access to quality network providers and the highest benefit level for covered services.  

Through our customer-focused approach, UniCare sees things from the customers' vantage point. To meet the needs of our clients and members, UniCare has assembled a team of highly qualified professionals dedicated to managing client accounts and assisting members. This perspective enables us to consistently meet the needs of employers and members nationwide.  

We are committed to providing exceptional service to both clients and members. No matter what the issue, the only name to remember for answers and information about your plan is UniCare. We are your central point of contact for questions concerning benefits, reporting, network interface, claims payment and member services.  

UniCare is committed to maximizing the use of technology throughout our organization. In order to provide prompt and accurate service, UniCare has created the CallCare system. CallCare allows employee service representatives (ESRs) and customer service representatives to quickly access client and member information-resulting in prompt resolution. We are also committed to using the Internet to make employers jobs easier through enrollment maintenance capabilities.  

UniCare has worked to make the enrollment process as easy and efficient as possible. Through myunicareonline.com we offer a paper-free, electronic enrollment application that uses the speed and convenience only the Internet can provide. Myunicareonline.com can help employers quickly enroll, review and maintain UniCare employee benefits.  

Our Internet services allow members to "serve themselves" when it comes to finding plan information and answers to benefits questions 24 hours a day, seven days a week. Members can log onto www.unicare.com and based on the type of coverage:  

 

The list, which is compiled by the Hay Group, took the 10 largest companies (by revenues) in 66 industries. They then asked 10,000 executives, directors, and securities analysts to rate each of the companies within their own industry based upon their reputation in the following categories: innovation, financial soundness, employee talent, use of corporate assets, long-term investment value, social responsibility, quality of management and quality of products and services.  

Other recent WellPoint accolades include:  

UniCare Launches New Option For Uninsured In Texas - Sound Designed For "Young Invincibles" Lifestyle And Budget

UniCare Life & Health Insurance Company has unveiled an innovative health insurance plan for Texas called Soundý, which caters to the unique needs of adults between the ages of 19 and 29.

There are an estimated 1.2 million uninsured people between the ages of 19-29 in Texas. And nationwide, nearly half of all full-time workers in this age group lack employer-based health benefits.

Soundý has the potential to reduce the number of uninsured Texans, by offering affordable access to quality medical care. Between school and the beginning of their professional careers, ýyoung invinciblesý are often no longer covered by their parents' insurance policy and are less likely to have employer-provided health coverage. Statistics indicate these individuals have one of the highest uninsured rates in the nation.

ýSound is designed with the lifestyle and attitude of the ýyoung invincible' in mind,ý said Mike Murphy, UniCare Regional Vice President for Individual and Small Group sales. The insurance plans are simplified, focusing on the benefits young people are looking for. There is an easy, online application and automated underwriting.

ýToo often young adults risk their financial futures by going without health insurance because they don't understand it or don't think they need it,ý said Murphy. ýSoundý provides affordable coverage for everyday preventive needs like doctor's visits as well as for situations that require hospitalization.ý

Sign-up is available with the click of a mouse at http://www.americaninsure411.com/apply.html. If approved, applicants will be notified within minutes and can print out a flashy, colorful Sound identification card right on the spot. Once approved, coverage is effective immediately. No paperwork, no hassles.

Applicants can choose from three different plans: Gravity Bender, Curb Jumper and The Cruiser. Premiums start as low as $68 a month, depending on the plan selected, age, medical history and where the applicant lives. Basic dental and vision benefits, traditionally sold as separate policies, are included with Soundý.

UniCare is committed to increasing access to health insurance. In December, UniCare introduced six new plans for individuals and families and three new plans for small businesses in Texas.

For Individuals and Families

The Individual FIT portfolio includes six different insurance plans with deductibles ranging from $500 to $5,000. Each FIT plan offers vital doctor, hospital and surgical coverage; first dollar preventive care, unlimited office visits with a $30 co-payment and drug benefits at in-network providers.

ýUniCare is pleased to offer affordable access to quality medical services at discounted fees with our new, easy to understand FIT plans,ý said Mark Gastineau, General Manager for Individual and Small Group at UniCare. ýUniCare members benefit from our recognized record of reliability and may choose from an extensive network of independently contracted doctors, hospitals and surgical centers.ý

For Small Businesses

As health costs increase nationwide, nearly 50 percent of small businesses do not offer employer-sponsored health benefits. To help small business owners afford group health insurance, UniCare introduced its Small Group Pathways Plans. Three distinct Pathways insurance plans feature low premiums, first dollar accidental injury coverage and preventive care benefits, and unlimited office visits at in-network providers. With UniCare's Defined Contribution options as low as $30, budget conscious employers will know with certainty what their group health expenses will be each month. Further, the employer's share of the premium may be tax deductible.

ýUniCare understands the challenging economic times facing small businesses,ý said Gastineau. ýPathways is an affordable answer for small businesses who want to offer health insurance to their employees. The Defined Contribution option makes budgeting more predictable for the employer by taking the month-to-month variation out of group health care costs. The coverage not only protects employees from the costs of health emergencies, but helps to shield the employer from the costs associated with lost time and decreased productivity.ý

FIT and Pathways applications, eligibility and benefit information can be found at http://www.unicare.com.

UniCare Life & Health Insurance Company is a national operating subsidiary of WellPoint, Inc., the largest publicly traded commercial health benefits company in terms of membership in the United States. UniCare can be found on the web at http://www.unicare.com. Not all UniCare products are available in all states where UniCare is marketed. Insurance coverage is provided by UniCare Life & Health Insurance Company.